Student Accommodation Refinance

Schools-Finance recently helped arrange a £15 million refinancing package for two high-quality purpose-built student accommodation developments comprising 65 self-contained studio apartments.

Located close to a leading Russell Group university, the properties provide modern student accommodation and have maintained exceptionally strong occupancy levels. While one building was purpose-built for student use, the second involved the successful conversion and refurbishment of an existing Victorian property, creating a high-quality living environment for students.

The development was completed to an excellent standard, with features including 24-hour concierge services, automated blinds and solar panels. These improvements contributed to a strong EPC rating and helped reduce ongoing utility costs for residents.

The client, an experienced operator within the student accommodation sector, required a refinancing solution that would unlock value from the completed scheme while supporting their long-term investment strategy. Schools-Finance worked closely with the lender to structure a facility that reflected both the quality of the assets and the strength of the property’s trading performance.

By leveraging the investment value of the completed accommodation, the refinancing provided the client with a substantial long-term funding solution secured against a fully occupied and well-established student housing development. The successful transaction demonstrates Schools-Finance’s ability to secure funding for complex education and student accommodation assets, helping clients maximise the value of their investments while supporting future growth opportunities.